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Earn more on every dollar you save

Open a High-Yield Savings or CD account and put your money to work with competitive rates, no monthly fees, and deposit protection.

4.75%APY - High-Yield Savings
Open a savings account View all rates

APY subject to change. No monthly fee. Secure deposits. New accounts only.

High-Yield Savings
4.75%
APY - No minimum balance
Open account ›
6-Month CD
4.90%
APY - $500 minimum
Open CD ›
12-Month CD
5.10%
APY - $500 minimum
Open CD ›
Everyday Savings
0.50%
APY - No monthly fee
Open account ›
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Competitive rates

Earn more with savings and CD options aligned to your timeline.

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No hidden surprises

Clear account details and terms before you open.

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Secure digital tools

Track balances, automate transfers, and set savings alerts.

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Easy goal tracking

Organize savings for travel, home, emergency fund, or education.

Compare Savings & CD options

Find the right account for everyday saving, goal-based saving, or fixed-term growth.

Standard Account

Everyday Savings

0.50% APY

A straightforward account for regular deposits and easy transfers.

  • Low minimum opening deposit
  • Automatic transfer setup
  • Mobile and online account access
Learn more ›
Best Rate

High-Yield Savings

4.75% APY

For clients focused on growing balances with fewer withdrawals.

  • Tiered savings rates
  • Account alerts and goal tracking
  • Linked checking transfers
See rates ›
Fixed-Term Growth

Certificates of Deposit

4.25%-5.10% APY

Choose a term and lock in a fixed rate for predictable growth.

  • Multiple term options available
  • Guaranteed fixed return
  • Insured deposit products
Explore CDs ›

Build savings habits that stick

Our tools help you stay consistent, automate progress, and keep your goals visible.

  • Create recurring transfers from checking to savings
  • Set target amounts and milestone reminders
  • Track month-to-month progress in one dashboard
  • Adjust timelines as priorities change
Customer reviewing savings progress on mobile app

Ready to start saving more?

Open your account online in minutes and connect your first transfer today.

Get started

Frequently asked questions

Savings accounts are flexible and allow regular access to funds, while CDs typically lock funds for a set term in exchange for a fixed rate.
Most online applications take about 10 minutes. Once approved, you can fund the account and start using digital tools right away.
Yes. Union Meridian Bank employs industry-leading security measures and regulatory compliance to protect your deposits.
Savings Disclosures

Annual Percentage Yields (APYs) are subject to change at any time after account opening for variable-rate products.

Early withdrawal penalties may apply to certificates of deposit. Fees may reduce earnings.

Deposit products are offered by Union Meridian Bank and are protected with advanced security measures.