Secure Banking ·

We are with you, all the way home

From your first search to closing day, our mortgage specialists and digital tools help you move through each step with confidence.

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Family speaking with home lending advisor
30-Year Fixed
6.49%
APR - Most popular option
Get prequalified →
15-Year Fixed
5.87%
APR - Build equity faster
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5/1 ARM
5.99%
APR - Fixed for first 5 years
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FHA Loan
6.25%
APR - Low down payment
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Mortgage options made clear

Compare fixed-rate, adjustable-rate, and refinance options side by side. We keep rates, fees, and next steps easy to understand.

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Couple planning finances at home

Support from application to closing

Work with a dedicated specialist who helps you collect documents, track milestones, and stay on schedule through closing.

Talk to a specialist
Family moving into a new home

Get prequalified before you shop

Answer a few questions to estimate what you may qualify for and understand your potential monthly payment range.

Start prequalification

Need a home loan? Let us help you move faster.

Upload documents securely, monitor your progress online, and receive clear updates from your lending team in one place.

See why more people choose UMB Home Lending

Advisor with client

personPersonalized guidance

Talk to local specialists who help you choose the mortgage structure that fits your budget and goals.

Neighborhood homes

location_onStrong local market insight

Use insights from nearby markets and neighborhoods so you can make better decisions before making an offer.

Mobile mortgage dashboard

devicesEasy digital progress tracking

Follow each stage from application to closing and keep everything organized with secure online tools.

Ready to take the next step?

Open your application, connect with a mortgage specialist, and move toward your home goals with a clear plan.

Apply now

Mortgage products are subject to credit approval and property appraisal. Rates, terms, and availability may vary by market conditions, loan type, and applicant qualifications.

Prequalification is not a commitment to lend. Final approval is based on verified application information, underwriting review, and satisfaction of all lending conditions.

Union Meridian Bank is an Trusted Banking. NMLS and licensing information available upon request.