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Drive away with the right rate

Finance a new or used vehicle, or refinance your existing auto loan, with competitive rates, fast approval, and no hidden fees.

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New Vehicle
5.64%
APR - 60-month term
Apply now →
Used Vehicle
6.24%
APR - Vehicles up to 10 years
Apply now →
Auto Refinance
5.99%
APR - Lower your payment
Apply now →
Max Term
84 mo
Up to 7 years to repay
Learn more →

Features of an Auto Loan from UMB

  • check_circle Finance new and used cars or trucks
  • check_circle Use for your purchase from a dealership or private party
  • check_circle Enjoy a fast application and approval process
  • check_circle Receive prompt, professional attention
  • check_circle Get competitive interest rates
  • check_circle Take up to 30 days to make your purchase
  • check_circle Relationship discounts for customers with qualifying UMB consumer checking accounts

Terms

Up to 84 months*

Rates

5.64% - 15.39% APR*

Minimum Loan Amount

$2,000

Make a Loan Payment

Already have an auto loan with UMB? We offer a number of different ways to make your loan payment, so you can choose the most convenient method for you.

Learn How to Pay Your UMB Loan ›

Better financial habits are just a click away.

Learn more on UMB's Financial Education Center
Disclosures:

1. All loans and lines of credit are subject to credit approval.

2. Rates and terms vary by credit profile, collateral, and market conditions. Final rate is provided after full underwriting review.

3. APR shown is for illustrative purposes only. Your annual percentage rate may be higher or lower based on application details and loan term selected.

4. For example, a monthly payment on a $20,000 auto loan at 5.64% APR for 60 months would be approximately $382. Use this example for demonstration only.