Union Meridian Bank was founded on a simple idea: financial services should be transparent, fair, and genuinely helpful. We've stayed true to that promise for over 25 years.
Open an account todayWe exist to help people and businesses achieve financial confidence - with clear products, honest pricing, and support that's always within reach.
Every product decision starts with one question: does this genuinely help our customers? We design around real needs - not sales metrics or short-term revenue targets.
Your money and data are protected by multi-layer fraud detection, 256-bit encryption, and real-time monitoring 24/7. Deposit protected up to $250,000 per depositor.
We grow by creating lasting value. Our lending standards, capital ratios, and governance reflect our commitment to the long-term financial health of our customers and communities.
Founded in 1998, Union Meridian Bank started as a community institution with a single branch and one mandate: offer fair, full-service banking to individuals and businesses who felt overlooked by major national institutions.
Over 25 years, we expanded our footprint while maintaining the same ethos - banking should feel like a partnership, not a transaction. Today we serve over 4 million customers across personal and business banking.
Our values are operating principles that show up in how we treat customers, build products, and make decisions - not just statements on a wall.
Clear pricing, honest terms, no hidden fees. We tell you what things cost upfront - always. No bait-and-switch promotional rates or obscured account conditions.
We show up for customers in good times and hard ones. Relationship banking means being available when it matters most - not just when it's convenient for us.
We hold ourselves to high standards in governance, compliance, and customer outcomes. We own our mistakes, correct them quickly, and communicate openly.
We invest in digital tools so customers can bank on their terms - anytime, anywhere. Technology should reduce friction and increase access, not create barriers.
Open a personal or business account in minutes - no paperwork, no branch visit required.
